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National Accounts Property Insurance

Built to underwrite when complexity is high.

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As loss severity increases and property values continue to accumulate in high hazard catastrophe zones, property placements demand more than capacity alone. Program success depends on disciplined underwriting, informed risk evaluation, and the ability to make decisions when complexity is highest. 

 

For brokers navigating these conditions, CNA’s National Accounts Property team brings expert underwriting judgment, disciplined decision making, and engineering insight that directly informs coverage structure and terms. We engage early to identify the true drivers of exposure and apply underwriting discipline to ensure solutions are grounded in risk quality—not assumptions. 

 

We design tailored property solutions across catastrophe driven property damage, time element loss, construction related risk, and equipment breakdown, with flexibility across ground up, monoline, combined, shared, and layered placements. Supported by adaptable policy forms and clear wordings, our approach is built for large, complex programs where structure, execution, and accountability matter.


OUR APPETITE

Our expanded appetite and meaningful capacity allow us to support large, complex, and multinational organizations with coverage aligned to their risk profiles.

Large Complex Property

 

  • Manufacturing 
  • Real estate 
  • Infrastructure 
  • Technology 
  • Equipment Breakdown 

Construction

 

  • Large contractors 
  • Course of Construction 
  • Erection All Risk (EAR)
  • Master Builders Risk 
  • Standalone Contractors’ Equipment Floater (CEF ) Schedules 
  • Equipment Breakdown

Energy & Natural Resources

 

  • Renewable Energy 
  • Conventional Power Generation (incl. cold side of nuclear)
  • Electrical Transmission/Distribution
  • Battery Energy Storage Systems (BESS)
  • Mining
  • Oil & Gas Transmission/Distribution (mid‑stream)
  • Equipment Breakdown
     
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RISK CONTROL SERVICES

Resources to Manage and Reduce Risk

CNA’s Risk Control team brings practical insight to complex risks — working alongside clients to strengthen resilience, share tools and education, reduce loss severity, and support smarter decisions before a loss occurs.

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CLAIMS SERVICES

Dedicated Team of Claims Professionals

When a loss occurs, our Claims team steps in to manage complexity, reduce disruption, and support business continuity — guiding clients from first notice through recovery.

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INTERNATIONAL SOLUTIONS

We support multinational organizations as they navigate complex local insurance requirements — delivering coordinated solutions through trusted global partners and seamless international oversight.