PRODUCTS

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National Accounts Property Insurance

Built to underwrite when complexity is high with specialized expertise in complex property, energy, facilities, and equipment breakdown insurance.

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As loss severity increases, and property values accumulate in areas with high hazard natural catastrophe exposure, property placements demand more than capacity alone. For brokers navigating these challenges, CNA’s National Accounts Property team delivers expert underwriting, disciplined decision‑making, and robust engineering insight.

 

At CNA, we work alongside brokers and insureds to diagnose the real drivers of exposure and design tailored solutions for complex programs. Our approach supports comprehensive coverage solutions across multiple exposure types—catastrophe‑driven property damage, time‑element loss, construction‑related risk, and equipment breakdown—enabled by adaptable policy forms and wordings.

 

To support consistent execution, we work closely with dedicated risk control and claims teams across Canada and internationally. For large, sophisticated organizations, this integrated approach delivers clarity, responsiveness, and the specialized expertise you can rely on when complexity is high and timelines are tight.    
 


OUR APPETITE

Our expanded appetite and meaningful capacity allow us to support large, complex, and multinational organizations with coverage aligned to their risk profiles.

Large Complex Property

 

  • Manufacturing 
    • Metal (primary steel, foundry) 
    • Rubber Plastics 
    • Chemical & Allied Products 
    • Lumber & Wood 
    • Food
  • Real estate 
    • Industrial 
    • Commercial 
    • Residential 
    • Retail 
    • Distribution/Warehousing 
    • Healthcare 
    • Life sciences 
    • Financial institutions 
  • Infrastructure 
    • Airports 
    • Bridges 
    • Terminals 
    • Transit 
    • Transportation 
    • Data Centers 
    • Communications 
  • Technology 
    • Data Centers 
    • Communications 
  • Equipment Breakdown 

Construction

 

  • Large contractors 
  • Course of Construction 
  • Erection All Risk (EAR)
  • Master Builders Risk 
  • Standalone Contractors’ Equipment Floater (CEF ) Schedules 
  • Equipment Breakdown

Energy & Natural Resources

 

  • Renewable Energy 
    • Onshore wind
    • Solar
    • Hydro 
    • Bio energy
  • Conventional Power Generation (incl. cold side of nuclear)
  • Electrical Transmission/Distribution
  • Battery Energy Storage Systems (BESS)
  • Mining
  • Oil & Gas Transmission/Distribution (mid‑stream)
  • Equipment Breakdown
     


OUR PRODUCTS

CNA’s National Accounts Property solutions are designed to support complex programs that demand more than standard structures. We bring flexibility across ground‑up, monoline, combined, shared, and layered placements, with coverage capable of addressing catastrophe exposure, time‑element loss, construction risk, and equipment breakdown.

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RISK CONTROL SERVICES

Resources to Manage and Reduce Risk

CNA’s Risk Control team brings practical insight to complex risks — working alongside clients to strengthen resilience, share tools and education, reduce loss severity, and support smarter decisions before a loss occurs.

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CLAIMS SERVICES

Dedicated Team of Claims Professionals

When a loss occurs, our Claims team steps in to manage complexity, reduce disruption, and support business continuity — guiding clients from first notice through recovery.

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INTERNATIONAL SOLUTIONS

Global Capabilities for International Businesses

We support multinational organizations as they navigate complex local insurance requirements — delivering coordinated solutions through trusted global partners and seamless international oversight.